When I see numbers like 13 percent yield on USDC with zero lockup it’s clear that something bigger is happening on Solana. @humafinance has managed to take what banks and funds do behind closed doors financing payment flows and make it open, trackable, and accessible to anyone. That’s what PayFi really is. It’s the bridge between institutional efficiency and public access. What I find most interesting is how this model holds up in any market. It’s not about speculation or token emissions; the yield comes from real transactions between financial institutions. That’s what gives it stability when everything else feels volatile. Integrating this directly into Solana was a smart move. Speed, low cost, and composability make it easy for DeFi builders to plug Huma’s liquidity rails into whatever they’re building next. You can tell from the Messari map PayFi isn’t sitting on the sidelines anymore; it’s becoming part of the Solana foundation layer. This is the kind of quiet innovation that usually defines the next cycle. Real yield, real adoption, and a model that scales without the hype.