The space has changed a lot since the crazy Luna and Fantom days in 2021, with high yield lasting for months. DeFi got way more traction than we ever imagined from institutional players and retail users, especially in decentralized lending. As an example, you can see @MorphoLabs and @aave's latest integrations aiming to create a bankless financial system accessible to billions of people globally. However, there is a drawback: the entire lending space operates in isolation, with liquidity becoming increasingly fragmented as new protocols emerge across different chains. I've recently been working with @0xSoulProtocol, and they introduced me to an exciting solution they're building: a cross-chain and cross-protocol lending protocol aggregator. While many projects have tried addressing the cross-chain dilemma, this might be the first time a protocol makes users lend and borrow across multiple protocols seamlessly. At its core, Soul Protocol is a new DeFi primitive, not just another lending protocol, but an infrastructure layer connecting multiple lending markets. For the first time, you can deposit collateral in one protocol and borrow from another, even across entirely different blockchains. Think of it like this: instead of being limited to choosing between Aave on Ethereum, Morpho on Arbitrum, or Kamino on Solana, Soul gives you simultaneous access to all of them through one unified interface, without manually bridging or moving assets. This means aggregated borrowing power, enhanced capital efficiency, and fewer assets sitting idle in isolated pools. You can deposit assets in one ecosystem and leverage them across others to maximize returns, execute complex multi-chain strategies, or even capture arbitrage opportunities instantly. Here’s a practical example: imagine a profitable arbitrage opportunity on BNB Chain, but your collateral is deposited on Aave Ethereum via Soul. Rather than withdrawing your collateral, bridging it, and incurring significant delays and costs, Soul enables you to borrow directly from Venus on BNB Chain using your existing Aave Ethereum collateral. You swiftly execute the arbitrage trade, repay the borrowed amount, and keep the profit, all without ever moving your original assets. Soul Protocol has been in development for around two years, built by a team that previously developed Hatom Protocol, the leading DeFi protocol on MultiversX. Currently, Soul Protocol is running a points campaign designed to encourage community participation in stress-testing their protocol during the Testnet phase. You can find a detailed breakdown of tasks here: They've also announced their Public Sale, introducing an innovative and fair model where the final valuation of the project is defined based on community participation. All Public Sale tokens will be unlocked at TGE, which is nice. The $SO token powers governance, boosted yields, and revenue sharing, with a fair public launch set for May 16. 25% of the total $SO supply allocated to the community in the public round. No low float, high FDV. You can find more information about this here: By removing barriers between chains and protocols, Soul can find PMF by creating a unified, borderless financial ecosystem and redefine the way we borrow, lend, and manage capital across the entire DeFi landscape.