Stablecoins just rewrote global payments, but 96% of stablecoin holders are still missing out.
The Rise of Yield-Bearing Stablecoins – The $9B+ Revolution Hidden in Plain Sight 🧵👇
Stablecoins just rewrote global payments:
🔥 27.6T 2024 transaction volume (Visa+Mastercard combined: 25.1T)
🔥 90% of order book trades & 70% on-chain settlements now use stablecoins
Market cap exploded 67% since Feb 2024 → $230B by May 2025
But the real story?
Yield-bearing stables grew 13x since Aug 2023 → 9B today. 🚀
Let’s unpack:
Yield bearing stables mirror TradFi’s money market funds evolution:
✅ 1980s MMFs: Grew from 0→3T in 15 years via yield innovation
✅ 2020s Yield-stables: Surging via crypto-native infra (auto-compounding, delta-neutral strategies)
Key divergence:
🐢 MMFs needed decades to globalize;
⚡ Yield bearing stables achieved cross-border adoption in months via DeFi rails.
Why institutions are flooding in:
✅ 10%+ APY pools (vs. 5% T-Bills)
✅ Regulatory clarity
✅ DeFi composability
✅ Global access: Earn T-Bill yields without US banking access
Technical Leap:
🔧 Cross-chain liquidity: Solana/Base integrations slash settlement costs
🔧 Auto-rebalancing: AI-driven yield optimization
🔧 Institutional rails: BlackRock’s BUIDL fund + PayPal’s PyUSD integrations
How is this field evolving and where are the innovation frontiers🧠
Read more about our full report on yield-bearing stablecoins here:
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